NY Times Article: Mortgage Brokers Want Guaranteed Income. Shouldn’t They Require Disability Insurance?
July 21, 2010 by Gemma Torreggiani · Leave a Comment
The article below emerged in this week’s New York Times. It discusses how banks are becoming more weary of providing mortgages to potential clients where there may be a potential loss of income due to pregnancy. However, in my opinion, they are somewhat missing the mark. Pregnant people are not the only people who will potentially lose their income. Statistically speaking, people between ages 30 and 60 have a 1 in 3 chance of losing their income due to a sickness or injury. These same people who are between ages 30 and 60 are also most likely the ones who hold mortgages on their homes.
Instead of denying people who are pregnant mortgages, why not look at the risk for the entire lending population and require they protect their hard earned income with an individual disability policy? Th
How to Find the Best Personal Loan
July 19, 2010 by Admin · Leave a Comment
There are lots of reasons to need extra money these days. The economy is not that good yet. Some people are still searching for a good job. While the country is on its way to financial recovery, many people rely on a bank’s help for some quick financial solutions. Fortunately for many people, there are loans that are offered by banks that will provide financial help. It is only a matter of choosing the best offer and avoiding those that only hooks people for serious debt problems. There are things to consider in choosing the best cash advance payday loans. K Full Article…
The Simplest and Quickest Way to Obtain Unsecured Personal Loans
July 18, 2010 by Admin · Leave a Comment
The unsecured personal loan is a kind of loan where the borrower can advance money from the lender minus the collateral. This implies that in case you failed to pay the loan, the lender can only file a legal suit against you in order to get their money back. So, even if you don’t have any property to put up as collateral, there’s still a chance that you can be granted the loan under the cash advance and conditions.
And for the lender to determine what type and how much interest rate to offer you, they will definitely check and go through your credit history. Bea Full Article…
Rental Vacancies
July 17, 2010 by Gemma Torreggiani · Leave a Comment
Apartment living isn’t for everyone. You generally need to fit your family into a smaller space, you give up a personal yard (and a lawn mower, generally), and you have to suffer with sharing the swimming pool with your neighbors. And sometimes the fitness room, too. But if you think that apartment living might be right for you and your family, contact your renters insurance agent and start looking for a great apartment.
Right now, there are tons of rental vacancies, and rates are looking more and more reasonable. This is especially true if you live in one of these cities whose vacancy rates are through the roof:
- Austin, Texas. This is a great college town perfect for those who enjoy the night life. T
California Residents Urged to Take Advantage of Affordable Auto Insurance Option
July 14, 2010 by Gemma Torreggiani · Leave a Comment
Imperial, CA – As Imperial County struggles with major unemployment, many drivers have failed to take advantage of a program that could help them. So far this year, only two motorists in Imperial County has qualkified for the state’s Low Cost Auto Insurance program, an affordable way to comply with the law.
Imperial County residents need an affordable auto insurance option now more than ever. If you drive without insurance, you face potential fines, a suspended license and your car could be impounded. Thankfully, the Low Cost Auto Insurance program can help low-income or recently unemployed drivers get the insurance they need to avoid trouble with the law. We urge all drivers to consider the LCA program as another way to stay on the right side of the law.