Legal & General responds to crime survey stats
August 25, 2011 by Gemma Torreggiani · Leave a Comment
In response to the latest British Crime Survey (BCS), Legal & Generals Malcolm Cooper has expressed the firms view that there is a correlation between recessions and spikes in burglary.
The BCS showed a 14% rise in burglary in England and Wales, as the country continues to grapple with economic difficulty despite having left recession.
Cooper went on to say that the levels of burglary/theft claims had declined since 1994 due to good work by police and insurers.
He added that, whilst it was not a simplistic relationship, the correlation between recession and rising crime figures did exist.
Earlier this week a Freedom of Information request from LV= revealed that just 44% of burglars were given custodial sentences, and of those who were not more than half (52%) reoffended.
Legal & General also offered a range of basic home security tips, including ensuring all doors and windows are locked at night or when the house is empty and installing a good alarm system.
What to Do When You Can’t Renew Your Automobile Insurance
June 30, 2011 by Admin · Leave a Comment
Just as you have the right to choose which insurance company to take out a policy for your car, insurance companies have the right to choose their customers too. Although the insurance industry is extremely competitive and insurance firms would try to attract as many customers as they can, they may choose to drop certain clients if these clients are found to bring them more losses than profits.
The insurance companies can do this in two ways. They can either choose to cancel or not renew the policies. Cancellation occurs when a policy is cancelled midway before reaching its expiration date while non-renewal refers to the insurance company refusing to renew the policy after its term ends. Full Article…
47 Blog Posts on Renting Rooms In Your Home
June 22, 2011 by Gemma Torreggiani · Leave a Comment
In todays economy earning money by renting out space in ones home is becoming a more popular choice. Both tenants and home owners are looking to make extra money in this reciprocal relationship. By renting out space that is unused, the landlord will earn a small profit and the tenant will save money by not renting an entire apartment or home. While, this is a good situation for many prospective tenants, there are pros and cons to be considered before opening up ones home to strangers.
How to Contact the Original Creditor in Collections
May 30, 2011 by Gemma Torreggiani · Leave a Comment
If you have a bill in collections, track down your original creditor to pay your bill and work on improving your credit. When a debt isn’t repaid, it can move from one collection agency to another while employees attempt to collect a portion of the debt. If you need to speak to the original creditor, find out their contact information and make the call. Original creditors may not be able to get the debt back from the collection agency it was sold to, but you can find out how legitimate the debt is by speaking with them.
Difficulty: Moderately Easy
Instructions
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- 1Check your credit report for a list of your debtors.
How Do I Get a Copy of My SSI Award Letter?
May 27, 2011 by Gemma Torreggiani · Leave a Comment
You will need your Social Security number to process your award letter request.
SSI, or supplemental security income, is income provided by the Social Security Administration for people with low income who are blind, disabled or over the age of 65. Your SSI award letter — also known as a proof of income letter — is a letter stating what your monthly SSI benefits are. You can use your SSI award letter as proof of income when you are applying for services in which eligibility is based on income, and you can also use it as proof of disability.
Difficulty: Easy
Instructions
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- 1Go to the Social Security Administration benefits verification website to request a copy of your SSI award letter.