Five and a Half-ish Things to Know about Medicare Open Enrollment

October 20, 2011 by · Leave a Comment 

While it may seem too early for Medicare open enrollment, it is happening. Here are five things that you should know about this particular open enrollment period:

1. Date changes for Medicare open enrollment period. This year open enrollment only lasts from October 15 to December 7 — completely different from previous years and starting one month earlier than normal. During this time, eligible individuals can join, drop or change a Medicare Advantage or Part D plan for 2012.

2. Read any information from your health insurer to learn about plan changes. If you currently have a Medicare Advantage or Part D plan, read any notifications that your health insurance company sends you — specifically the Annual Notice of Change. The

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Recent shows younger generation more likely to plan retirement

October 11, 2011 by · Leave a Comment 

The original ‘baby boomers’ are now entering retirement, and much has been said about their lifestyles and approach to finances over the years. But recently attention has now turned to the so-called younger ‘baby boomers’ in their late forties.

The recent recession has apparently caused many of this newer generation to become far more worried than their predecessors about their financial stability in later life. A recen

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Young Adults Benefit from Health Care Reform

September 23, 2011 by · Leave a Comment 

Almost 1 million young adults are taking advantage of health care reform and staying on their parents’ health insurance plan. This is great news for supporters of health care reform and President Obama’s administration.

Expanding health insurance coverage to young adults was a goal of reform; unfortunately, young adults are more likely to go without health insurance more than any other age group. To fix this issue, health care reform allows young adults to stay on their parents’ plan until they turn 26, regardless of whether they are in school or married.

Since the passage of reform, 900,000 young adults have gained health insurance from 2010 to the first quarter of 2011. Many

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Oklahoma Struggling with Its Number of Uninsured Drivers

September 22, 2011 by · Leave a Comment 

Millions of vehicles are on the road all across the United States. In the state of Oklahoma, many people do not have car insurance coverage.

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Life Insurance Premiums Lower than ever – so why are so few Americans Covered?

August 28, 2011 by · Leave a Comment 

According to ING, life insurance premiums are lower than they were ten years ago, yet a recent report by LIMRA (a life insurance industry group) revealed that only 44% of American households have individual life insurance coverage, including 11 million considered to be most in need of life cover – those with dependent children. This represents a significant drop in life insurance take-up in the USA in fact the lowest in 50 years, leaving many families at risk of financial ruin should they experience the bereavement or critical illness of a breadwinner.

Procrastination is the thief of time when it comes to Life Insurance. Life insurance is not compulsory – unlike mortgage and car insurance. Thi

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