Do I Have to Insure the Total Trip Cost if I’ve Only Paid a Deposit?
January 19, 2010 by Admin · Leave a Comment
Travel insurance can provide relief for travelers that must cancel their trip and forfeit their vacation investment. The trip cost should include all pre-paid and non-refundable costs associated with that trip. This can include flights, lodging, cruises and tours. When the traveler has only paid a deposit and wants to get travel insurance before the trip is paid for, then there are two options of how to calculate the trip cost.
The traveler can insure the total trip cost in advance, before that actual amount has been paid and is at risk. If that amount is unknown, then they have the option to round up. Doing this runs the risk of insuring too much trip cost, meaning that the cost of the travel insurance premium could have been lower.
Sheilas Wheels launches travel insurance
January 19, 2010 by Admin · Leave a Comment
Sheila’s Wheels has broadened its product range to include travel insurance with the launch of a policy aimed at the ‘savvy female holidaymaker’.
The new insurance package will have standard ‘handbag on holiday’ cover plus a ‘kids-go-free’ feature and these will be included on both single and two-parent family policies. It also offers access to a 24-hour helpline to provide support in emergency situations and a ‘travel-bag’ top up option, which gives extended-trip travellers, or people who like to pack more, the option of paying a higher baggage limit.
Jacky Brown, spokesperson for Sheilas Wheels, said: “Traditional travel insurance cover has, until now, remained unisex in its offerings but Sheila’s Wheels travel insurance looks to target the savvy, female holidaymaker. Full Article…
Useful Idaho Auto Insurance and Vehicle Registration Facts
January 18, 2010 by Admin · Leave a Comment
Idaho Liability Insurance Requirements for Private Passenger Vehicles
Idaho Auto Insurance Liability Minimum:
* $25,000 for injury/death for one person.
* $50,000 for injury/death to more than one person
* $15,000 for damage to property.
NOTE: Operators of off-road all-terrain vehicles (ATVs) and motorbikes must comply with financial responsibility requirements when riding on public roads.
Financial Responsibility And Proof of Auto Insurance
Upon registering your vehicle you’ll be asked to sign a statement confirming your auto is insured. Idaho requires you to carry proof of insurance whenever driving your automobile. T
Fans of winter sports urged to check travel insurance policies
January 18, 2010 by Admin · Leave a Comment
Many holidaymakers hoping to get away to enjoy winter sports this year do not have adequate insurance to protect them if they are injured, says More Than .
Even though some tourists have taken out cover, for many it will not include all of the activities they are planning to get involved in and they will be left to foot the bill if they are injured. In addition, some people are heading off to the slopes with only their European Health Insurance Certificate (EHIC) card for protection, however this will not cover many of the costs associated with injuries .
Head of travel at More Than Matt Pernet said: “It is important to get your travel insurance in place, as accidents can and do happen on the slopes.”
For people staying at home this winter, the insurance provider has advised homeowners to check that their houses are properly insulated against the cold to prevent pipes from bursting. Full Article…
Emergency Medical Evacuation and Natural Disaster coverage for International Students
January 17, 2010 by Admin · Leave a Comment
As many of you are now aware there was a very serious earthquake in Haiti. You may be wondering what you should do and who you can turn to for help in an emergency such as this.
You can refer to FEMA’s web page about “What to do After an Earthquake” The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.
International students and travelers should consider having a health insurance plan that will provide benefits to them for emergency medical evacuations and natural disasters.
A popular plan that offers coverage for both of these benefits is the Atlas Travel Series is an excellent choice for health insurance for students needing emergency medical evacuation and natural disaster coverage. The