Free Driver Safety Course for all Military Personnel and Spouses for the Month of November
November 14, 2011 by Gemma Torreggiani · Leave a Comment
AARP wants to thank active duty military personnel and veterans by offering its Driver Safety Program free for the month of November. According to , “To recognize and thank military veterans for their service, the AARP Driver Safety Program is offering a free classroom course to all military personnel — active duty, retired, guard or reserve — regardless of age, from Nov. 1 through Nov. 30, 2011.”
Why take the safety driver course? Taking a driver safety course is a great way to keep one’s driving skills up to date but it can also help one save up to 10% on their insurance costs depending on the discount that may be offered by each insurance company.
Getting Pet Fur Off Walls – Sufficiently Getting Pet Fur Off Walls
November 11, 2011 by Gemma Torreggiani · Leave a Comment
Pet fur gets everywhere. This is one of the biggest downfalls to owning a cat or dog or any other animal that sheds. One of the places where pet fur can accumulate without you even realizing it is on your wall. It may not be until you take a closer look that you see the piles of pet fur that have made their way, like your child’s artwork, up your once clean white walls. Whether you are moving out for good or just tired of looking at your blackened walls, it is completely possible to get rid of this pet fur without getting rid of your pet completely.
Cleaning Your Walls
You can start the quest for fur-less walls with a vacuum cleaner. Take off the main attachment for your carpet and work with only the nozzle.
How Auto Insurance Works For Rental Vehicles
November 8, 2011 by Timothy Wilkes · Leave a Comment
With automobile insurance, both vehicles and their drivers are protected at least partially from the costs associated with a collision, including medical costs. But some consumers choose to rent their cars, and may not be protected from the cost of vehicle damage for these vehicles, or the medical costs associated with a rental car collision. As rental cars cost just as much to repair as driver-owned vehicles, and can lead to just as many injuries, consumers can protect their finances substantially with rental car insurance.
How Much Life Insurance Do You Need?
November 6, 2011 by Thomas Brownlee · Leave a Comment
If you have someone in your life that depends upon your income, then it is likely that you need life insurance. Life insurance helps ensure that the family and loved ones who depend on your for expenses can still maintain their current lifestyle if you were to pass away.
The tricky part is calculating how much coverage you need. There are numerous factors to consider. Some online calculators and rules of thumb can make it seem easy – such as simply purchasing an amount equal to 20 times you annual salary (according to CNN Money) – but these methods really have no validity when it comes to determining the amount of life insurance you need for your specific situation.
In order to more accurately come up with an appropriate figure, here are some of the things you should consider:
- Final Expenses. Funeral and burial costs can run between $10,000 and $20,000 today. Thi
Solvency II delayed
November 3, 2011 by Gemma Torreggiani · Leave a Comment
Getting back to December 2008, I wrote a blog post mentioning that Solvency II was under threat and that we could expect some more delays of its effective implementation. Last week the FSA in the UK announced that it is likely that the effective date of the new regulation implementation will have to be delayed by a year and enter into force certainly in January 2014. Actually this decision comes following the request from The Lloyd’s of London insurance market and the Association of British Insurers to obtain more clarity around the Solvency II implementation by FSA.
This is certainly good news for insurance companies as it gives them more time to prepare and take advantage of the Solvency II implementation not only to comply with the new regulation but also to understand the opportunities for risk management process and resources improvements and consequently make the right decision to mitigate their risks. W