Car Insurance Frequently Asked Questions
January 8, 2012 by Gemma Torreggiani · Leave a Comment
Here is a very common question a lot of people are worried about when it comes to their auto insurance:
Is anyone who drives my car covered?
In most cases, yes, as long as they have the permission or reasonable belief from the insured that they can use the vehicle. The insured is the person named on the policy and their spouse if applicable. There are some exclusions, so you would need to look at your particular policy to make sure.
Remember, everyone in your household must be listed on your policy if they have a license. For example, if a girlfriend you live with uses your car, she may not be covered if you did not list her on your policy.
How Your Lifestyle Can Affect Life Insurance Rates
December 11, 2011 by Thomas Brownlee · Leave a Comment
Shopping for life insurance can be a daunting task. Which company should I choose? How much coverage do I need? What term length is right for me? Will I even qualify for coverage? These are a few lifestyle factors to consider when trying to figure out what your options are.
Most people know that certain lifestyle choices, such as smoking, can have a negative effect on your eligibility for life insurance. Tobacco use is one of the main dividing factors that life insurance companies use to determine whether or not you will qualify for premium rates. Some insurance companies will even deny coverage to a potential customer if they use tobacco products.
9.14-15.11: Celent Insurance Webinar: China Insurance Market and Technology Trends 2011
December 7, 2011 by Gemma Torreggiani · Leave a Comment
Celent Senior Analyst Wenli Yuan
This event is free to attend for Celent clients, flex-plan clients, and the media. Non-clients can attend for a fee of US$195. If you are unsure of your client status, please contact Chris Williams at +44.20.7228.4432 or .
3 Ways To Fight Rising Auto Insurance Costs
December 5, 2011 by Timothy Wilkes · Leave a Comment
Rising insurance costs are a problem for many drivers, as auto insurance is an absolutely essential product. It’s illegal and dangerous to drive without insurance, yet as the United States economy continues to struggle, drivers are paying a higher percentage of their incomes for their insurance policies. Insurance costs are rising for a number of reasons, including a growing list of punishable traffic offenses thanks to new distracted driving laws and less available credit for insurance companies.
The Safest Cars for Christmas 2012
November 28, 2011 by Gemma Torreggiani · Leave a Comment
Here’s a sobering thought for the holidays: Traffic accidents remain one of the leading causes of untimely death in America. Besides not driving like a maniac, observing the rules of the road and exercising basicsafety precautions (buckle up out there), you can increase your odds of survival and get cheaper car insurance quotes by buying a crash-worthy car. So if your Christmas shopping list or letter to Santa this year includes a shiny new ride, make safety a top criteria. A good place to start shopping is on the Insurance Institute for Highway Safety (IIHS) list.
Every year the IIHS, an independent non-profit, conducts a series of rigorous tests to determine how well a particular vehicle protects its occupants in a crash.