Why Drivers Should Understand State Auto Insurance Laws When Moving
January 12, 2012 by Timothy Wilkes · Leave a Comment
Everything seems to be getting more expensive these days, despite the long running recession that the country has been experiencing. Insurance costs have gone up across the board, including health insurance, life insurance and even auto insurance costs have gone up. The unemployment in some cities and states is quite high while others seem manageable. The job market is also moving with some sectors seeing a rise while others are being reduced on a daily basis.
Car Insurance Frequently Asked Questions
January 8, 2012 by Gemma Torreggiani · Leave a Comment
Here is a very common question a lot of people are worried about when it comes to their auto insurance:
Is anyone who drives my car covered?
In most cases, yes, as long as they have the permission or reasonable belief from the insured that they can use the vehicle. The insured is the person named on the policy and their spouse if applicable. There are some exclusions, so you would need to look at your particular policy to make sure.
Remember, everyone in your household must be listed on your policy if they have a license. For example, if a girlfriend you live with uses your car, she may not be covered if you did not list her on your policy.
How Your Lifestyle Can Affect Life Insurance Rates
December 11, 2011 by Thomas Brownlee · Leave a Comment
Shopping for life insurance can be a daunting task. Which company should I choose? How much coverage do I need? What term length is right for me? Will I even qualify for coverage? These are a few lifestyle factors to consider when trying to figure out what your options are.
Most people know that certain lifestyle choices, such as smoking, can have a negative effect on your eligibility for life insurance. Tobacco use is one of the main dividing factors that life insurance companies use to determine whether or not you will qualify for premium rates. Some insurance companies will even deny coverage to a potential customer if they use tobacco products.
Shopping For Auto Insurance Online For Your Entire Family
November 21, 2011 by Timothy Wilkes · Leave a Comment
Families can have several cars and people to think about covering on an insurance policy. Every car and driver in the United States needs to have some form of auto insurance to be able to legally drive. This coverage helps drivers stay safe and protects them financially from damages from collisions on the roads. Many people have turned to finding auto insurance online because it is easier to sort through coverage options and submit information for a quick quote.
Auto Insurance And Hit And Runs
October 28, 2011 by Timothy Wilkes · Leave a Comment
Auto insurance can be a big help to people when they are involved in a collision. In the United States, car crashes happen every day and it is important to understand what a policy covers. One of the things many drivers want covered on their car insurance policy is hit and runs. A hit and run is when a driver causes a collision with a vehicle and then leaves the scene of the accident. This can be done while the driver is in the car or while the car is parked and unattended.